Africa Regional Team

Paddy Partridge

Regional Manager, Africa

Paddy has responsibility for driving performance and maintaining partnerships within our African markets. 

Paddy has considerable emerging markets experience from his previous roles with Aureos Capital and working with the UK Shadow Secretary of State for International Development. Paddy was also a director of an international FMCG e-commerce business with offices in UK and Ireland, and is a founding director of a social enterprise operating in East Africa.

Paddy holds an MBA from INSEAD and a BA (Hons) from Trinity College Dublin.

Russell Haresign

Head of Operations, Africa

Russell advises our operations across Africa on best practices within sales, call centre and claims functions. He was previously the Country Manager for BIMA in Ghana from 2014-2018.

Russell has five years’ sales and operational management experience in South Africa with the security company ADT Security. Previously he held a strategy role with Tyco in London and was a Business Analyst at McKinsey & Company. Russell holds an MA in Economics from University of Cambridge.

Danielle Treharne

Business Development Manager, Africa

Danielle is responsible for defining and executing our expansion strategy across Africa

Before joining BIMA, Danielle built and managed the largest UK government-funded private sector reform project in the Democratic Republic of Congo. Previous to this, she worked for Javelin Group, gaining strong experience in consumer-facing and technologically innovative markets. Danielle brings additional experience from her five years volunteering for microfinance.

Danielle holds a First Class degree in Modern Languages (French, Italian) from the University of Oxford.

Andreas Ryberg

Strategic Business Analyst, Africa

Andreas joined BIMA's Africa Regional team as Africa Strategic Business Analyst.

Andreas has previously worked as a Business Intelligence Analyst at General Motors Financial, a global provider of auto finance solutions. He was working in the Management Information Team, covering UK, Germany, Austria, Switzerland & Sweden where he performed analysis, developed reports and managed projects.

Andreas holds a Degree of Master of Science in Business Administration & Economics from Stockholm University.

Ghana Team

Damien Gueroult

Country Manager

Before joining BIMA, he worked for the French retail Group Casino where he was responsible for its E-commerce ventures in Ivory Coast, Senegal and Cameroun. Previous to this, he worked 5 years at building and deploying the Access To Energy Program of the energy giant Total in Asia and Africa. For over 3 years, he was based in Myanmar where he launched a wide distribution network of clean lighting and cooking solutions through field agents and MFI partners.

Damien holds a Msc in Management from ESCP Europe and an Msc in Development Economics from Paris Dauphine University.

Abigail Nuer

HR Manager

Abigail is the HR Manager for BIMA Ghana, responsible for overseeing BIMA Ghana’s HR division.

She is a certified HR professional with over three and a half years of practical HR work experience. Prior to joining BIMA, Abigail was the HR Officer at G-Life Micro Finance Limited. She worked with the Coca-Cola Bottling Company of Ghana Limited before proceeding to PZ Cussons Ghana Limited where she worked under Employee Relations /Policy & Procedures. 

Abigail has a BA in Sociology from the University of Ghana – Legon and a PHR from the Human Resources Certification Institute - USA

Barbara Asante

Tigo Insurance Business Division Manager

Barbara is responsible for the day-to-day operational running of the Tigo Insurance products and to support the growth of the Tigo Insurance division and maintains strong relations with other Tigo Departments.

Before joining BIMA, Barbara worked with Nestlé Ghana Limited as a marketing and sales development Specialist, and managed Nestlé sachet promoters where she gained significant experience in sales and marketing.

Barbara holds a first class degree in Psychology from University of Ghana.

Nicholas Normeshie

Claims Trainer & Investigator

Nicholas Normeshie joined BIMA in 2012 and was responsible for the setting up of the first in-house Claims Unit.

Before joining, Nicholas worked with Enterprise Life as a Group Underwriting and Claims Officer and Saham Insurance as a Group Distribution Manager.

Nicholas holds a B.A in Economics and Sociology from the University of Cape Coast and has participated in training programs in Insurance and Financial Fraud Detection, Claims Negotiations and Settlement from the Ghana Insurance College and Project Management from GMI. 

Harold Dansu

Business Division Manager- DTC Division

Prior to joining BIMA, Harold managed Tisu, an e-commerce marketplace based in Ghana. Previously, he was an associate consultant at RSG - a boutique consulting and market research firm - specializing in using advanced analytics to answer a range of business questions for Fortune 500 companies. He holds a B.A. in Engineering Sciences and a B.E. in Mechanical Engineering from Dartmouth College in the United States. 

Fafali Kpetigo

Finance Manager

Fafa is responsible for managing the Finance, Accounts and tax compliance requirements of Milvik Ghana Limited.

Before joining BIMA, Fafa was an Audit Manager at NMG Consult (now AKA Associates), a private audit firm in Ghana, where she gained vast experience in accounting and audit related areas.

Fafa holds a BSC in Accounting and Information System from the Regent University College of Science & Technology and partly qualified with the Chartered Institute of Management Accountants,(CIMA UK).

Christina Tümmers

Mobile Health Division Manager

Christina Tümmers is our Mobile Health Division Manager in Ghana and is responsible for the strategy and operations of BIMA doctor consultation and associated health services.

Before joining BIMA, Christina worked in development finance for the German Investment and Development Cooperation (DEG) in both Cologne and South Africa, where she gained exposure to a variety of industries. She also worked in Transaction Advisory Services for the insurance sector at Ernst & Young.

Christina holds a MA in International Business and Finance with a regional focus on Africa from Frankfurt School of Finance & Management.

David Sunu

Chief Medical Officier

Dr David Sunu joins us from Urgent Care Hospital in Accra, where he was Resident Medical Officer since 2013. In this role, David provided clinical direction, enhanced the service quality of clients and coordinated the operations of the hospital’s diet clinic. Prior to joining Urgent Care, he held House Officer and Senior House Officer roles at the 37 Military Hospital in Accra and the Eastern Regional Hospital respectively.

Apart from medicine, David has a natural flair for teaching - with a focus on youth development. He has worked as an adjunct lecturer with Ghana’s School of Social Work. He provides leadership for various youth groups and has led many medical outreach programmes in deprived communities across Ghana.

Dr Sunu holds bachelor degrees in Medicine and Surgery (MBChB) from the University of Ghana Medical School and a Bachelor of Science degree in Medical Science from the University of Ghana. He recently graduated from the University of London International Programme with a Bachelor of Laws (LLB) degree.

Senegal Team

Romain Feulvarc'h

Country Manager

Romain has overall strategic and operational responsibility for our Senegal Business.

Romain has 6 years experience in financial services. He worked for a microfinance institutions network in Paris and completed short-term assignments in Syria, Cameroun and DRC. Then, he launched a commercial bank in Tanzania and supported its fast growth as Commercial Manager. After over 3 years in Dar es Salaam, Romain joined Accenture in Sao Paulo, Brazil, where he worked mainly on credit-related issues for top tier banks.

Romain holds Master Degrees in Political Sciences (Sciences Po Rennes) and Economics of Sustainable Development (Paris-Dauphine University). He also completed the European Microfinance Programme from the Solvay Business School in Brussels.

Ferdinand Amenyah

Mobile Insurance Relationship Manager

Ferdinand is in charge of developing new products and maintaining mobile operators partnerships for BIMA Senegal.

Before Joining BIMA Ferdinand worked with Tigo Ghana in the HR department. Ferdinand joined BIMA, Ghana in 2010 as the company's first Agent Network Coordinator. He has been  instrumental in developing the agent network model used across the group. Ferdinand then joined the BIMA Tanzania team, were he played a key role launching the operation before moving onto the Senegal office.

Ferdinand holds a Bachelors degree in Sociology and information studies from the University of Ghana.

Khady Sall

PAYG Business Division Manager

Khady joined BIMA in 2014 and is responsible for the development of the PAYG business model in Senegal.

Before joining BIMA Khady worked for four and a half years at SONAM Assurance Vie (market leader in life insurance in Senegal) where she headed up the Bank Insurance department. Prior to that she had roles as Head of Key Accounts and Head of Sales. Before SONAM, Khady occupied several positions in marketing in Paris, including working with Sidel (Tetra Pak) Paris.  

Khady holds a Masters in Marketing and International Relations from Ecole Supérieure de Gestion et Commerce International in Paris.


Tom Chaplin

Country Manager

Tom has overall strategic and operational responsibility for our Tanzanian business. 

Before joining BIMA, Tom spent over 4 years working as a management consultant with PwC in London. Focused on strategy and operations, he worked with clients in a variety of sectors across Europe, the Middle East and west Africa. He previously spent time with UNHCR in London and UNRWA in Syria, as well as the strategic communications firm, Finsbury. 

Tom holds a BA (Hons) from Nottingham University.

John Denbratt

General Manager

Before joining BIMA, John worked as Senior Business Development Manager at Russia’s largest online classifieds platform Avito, where he was responsible for launching a nationwide delivery- and payments service. He has previously worked as Group Product Manager for international roaming at telecom operator Tele2, where he also started his career as executive trainee.

John holds an MSc Economics from Gothenburg School of Business, Economics & Law and a BSc Economics from University College London.

Berengere Lavisse

General Manager

Berengere started her career in international development for a large UK contractor. She was Project Manager in the DRCongo on one of DFID’s largest market systems development programme, and successfully led various business development opportunities in Africa. She is passionate about driving operational excellence, as well as product development and bottom-of the pyramid consumer education.

Berengere holds a Master’s degree from Sciences Po Rennes and a MSc (Hons) in Economic Development from LSE. 

Donald Galinoma

New Business Manager

Donald is responsible for the development and launch of new partnerships in Tanzania.

Before joining BIMA, Donald managed the health care service provider network at Strategis Insurance (T) Ltd, where he gained a breadth of experience in health insurance, relationship management and negotiation. In this role, Donald worked with over 350 health care providers all over Tanzania.

He has been at BIMA for over 3 years, and in this time he has coordinated the successful launch of 3 of BIMA’s products.

Anna Mushi

HR General Manager

Anna is an HR Generalist for BIMA Tanzania in charge of our HR function.

Prior to joining BIMA she worked at Singita Grumeti Reserves as HR Officer and then as their Training and Development Manager. She subsequently worked with Larfage as an HR manager.

Anna holds a Bachelor Degree in Law From Tumaini University